Simple and Efficient

XCEL is the financial solution designed for your everyday
transaction needs from money transfers to bill payments.

Instant Account

Open a standard UK account securely and in minutes with your own sort code and account number, and start transacting!

Send and Receive Money

Send and receive money directly into your account, in a secure manner, just as you would with any standard account. You can send money to any bank account in a matter of seconds.

Market Place

Pay bills directly to your preferred service provider from our vast directory of service providers (local & international), with no hidden charges.

Top up Mobile Airtime

Top-up mobile airtime conveniently from your mobile device, across various supported mobile network providers, for yourself and your loved ones, globally!