Perform all your financial transactions
from the comfort of your mobile device

Transfer & receive money to and from any
bank account in a secure manner.

Give to your charities or local churches
using the XCel platform while we help them
get the full benefits of Gift Aid.

Gift your loved ones even if they do not have
a bank account - recipient will have to claim
the gift using the XCel app.

Make payments conveniently for services in
safe & secure way .

How It Works

Get on board with these easy steps

Download The App

Download the app from your
mobile device’s native app store.

Get Started

Let’s get to know you as you provide
us with your phone number and a
few basic information about yourself.


Verify your identity by providing
us with any of the following documents:
passport, driving license or national Id card.


Get verified and start transacting!